EUR Tokenized Note
Series 2026/001
Asset-Backed Notes issued by SIA Deploi, a Special Purpose Vehicle established for the purpose of issuing loan-backed securities backed by consumer finance receivables.
Access Information MemorandumDisclaimer: This Information Memorandum is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Additional documentation and final terms are available upon investor request and qualification.
Key Programme
Details
Responsibility
Statement
The Management Board of SIA Deploi (the "Issuer") accepts responsibility for the information contained in this Information Document. To the best of the knowledge of the Issuer, the information contained in this document is in accordance with the facts and does not omit anything likely to affect the import of such information.
Important
Notice
This document has been prepared in accordance with Article 3(2)(b) of Regulation (EU) 2017/1129 (the Prospectus Regulation) and the laws of the Republic of Latvia. This is not a Prospectus approved by any competent authority. The offer is addressed solely to Qualified Investors and Professional Investors with a minimum investment of EUR 10,000.
Risk Factors
(Summary)
Credit Risk
Investors are exposed to the performance of the underlying consumer loan receivables.
Liquidity Risk
There is currently no active secondary market for these Notes.
Technology Risk
The Notes are recorded on Distributed Ledger Technology (DLT); operational failure of the network could affect record-keeping.
No Deposit Protection
These Notes are not protected by any state deposit guarantee scheme.
Description of
the Issuer
Technical
Specifications
| Feature | Details |
|---|---|
| Security Type | Asset-Backed Notes (Transferable Securities) |
| ISIN | In Progress to be issued |
| Total Programme Size | EUR 1,000,000,000 (Multi-asset platform) |
| Consumer Series | Up to EUR 150M · 9-13% p.a. · Higher Yield / Higher Risk |
| SME Series | Up to EUR 300M · 8.5-11% p.a. · Balanced |
| Mortgage Series | Up to EUR 200M · 6.5-7% p.a. · Secured / Lower Risk |
| Litigation Funding Series | Up to EUR 100M · 9.5-12% p.a. · Insured / Lower Risk |
| Distressed Debt Series | Up to EUR 250M · 15-17.5% p.a. · Highest Yield / Highest Risk |
| Currency | EUR |
| Settlement System | Nasdaq CSD Riga (Dematerialised book-entry) |
| Blockchain Technology | ERC-3475 Token Standard on Distributed Ledger Technology (DLT) |
| Distribution Platform | Assetera GmbH (MiFID II license holder) |
| Governing Law | Laws of the Republic of Latvia |
| Minimum Investment | EUR 10,000 |
| Eligible Investors | Qualified Investors and Professional Investors (MiFID II) |
Use of
Proceeds
Consumer Series
Consumer finance receivables offering higher yields with higher risk profile.
SME Series
SME working capital and invoice factoring with balanced risk-return profile.
Mortgage Series
First-Lien Residential Bridge Loans providing secured lower-risk investment opportunities.
Litigation Funding Series
Law firm borrowing against claims with insurance-backed lower risk profile.
Distressed Debt Series
Purchase of Non-Performing Loans (NPLs) and corporate distress assets offering highest yield potential with highest risk profile.
Available
Programmes
Consumer
SME
Mortgage
Litigation Funding
Distressed Debt
Note: Target yields are indicative and based on historical performance. Actual returns may vary depending on market conditions and specific portfolio composition. All programmes are subject to eligibility requirements and minimum investment thresholds.
Distribution and
Settlement
The Notes are distributed via Assetera GmbH (MiFID II license holder) and are held in dematerialised book-entry form within Nasdaq CSD Riga. Ownership is represented by digital tokens on Distributed Ledger Technology (DLT).
Contact
Information
For detailed investor information or investment inquiries, please contact:
Detailed
Documentation
MiFID II Qualified Investor Access
Access to the Detailed Offering Memorandum and Final Terms is restricted to Qualified Investors and Professional Investors as defined under MiFID II regulations. Please request access to receive your unique access code via email.